Trump Showcases Housing Affordability Proposals at Davos: Banning Corporate Landlords, $200B Mortgage-Bond Purchase

What Was Announced in Davos—and Why Housing Took Center Stage In a speech at the World Economic Forum in Davos, President Trump highlighted two housing affordability proposals aimed at easing pressure on everyday buyers: a ban on Wall Street investors purchasing single-family homes and a renewed push for Fannie Mae and Freddie Mac to purchase … Read more

New deduction may lower seniors’ Social Security tax burden

What the new senior deduction means for your monthly housing budget Recent news points to a potential new deduction aimed at lowering the federal income tax burden tied to Social Security benefits for older Americans. For some retirees, the change could reduce their taxable income enough to significantly cut—or even eliminate—federal income taxes. While many … Read more

Navigating recovery: Counseling and coaching options for homeowners after natural disasters

After a Natural Disaster, Recovery Is More Than Repairs When a storm, wildfire, flood, or other natural disaster hits, the first priority is safety. But once the immediate danger passes, homeowners often face a second wave of stress: insurance claims, temporary housing, damaged credit, missed payments, and confusing rebuilding timelines. A recent HousingWire article highlights … Read more

Home Sellers Outnumber Buyers By a Record Margin, Upping Buyers’ Bargaining Power

What the Record Seller-to-Buyer Gap Means Right Now A new Redfin report highlights a major shift in the housing market: in December, there were 47% more home sellers than buyers—the largest gap on record. In plain terms, that imbalance gives today’s active buyers more negotiating leverage than they’ve had in years. It doesn’t mean every … Read more

U.S. Home Prices Inched Up 0.1% in December

What the Latest Home Price Data Really Says New data shows U.S. home prices inched up just 0.1% in December (seasonally adjusted). That tiny monthly gain may not sound like much, but it signals something important: the market is shifting away from the rapid appreciation many buyers and sellers got used to. On a yearly … Read more

Beyond the database: Why 1:1 AI is the new benchmark for authority and market share

What “1:1 AI” means—and why it matters to you A recent HousingWire article highlights a major shift in how mortgage professionals communicate: moving “beyond the database” and into 1:1 AI—technology designed to deliver truly personalized updates to each person, not generic mass emails. In plain terms, this approach helps loan teams turn a traditional CRM … Read more

Fair housing is more than a compliance issue: It’s an opportunity to modernize the process.

Fair Housing: What It Really Means (and Why It Matters to You) Fair Housing is often mentioned as a “compliance” topic—something lenders, real estate agents, and landlords have to follow. But the reality is more personal: Fair Housing rules shape how you’re treated when you apply for a mortgage, tour a home, list your property, … Read more